I found out today that we have repatriation insurance and that this is part and parcel of opening a Spanish Bank account. This discovery came in the form of both an unexpected and unexplained deduction from our Spanish Bank account.
In the past, I have been the victim of both fraudulent activity and unexplained deductions from Bank accounts. As such I have a got into the habit of regularly checking our accounts to make sure there have been no strange transactions.
During a routine check of our new Caja Rural account, I discovered a ‘mystery deduction’ of 49.48 euros. It was accompanied with the mystery description ‘RCBO.DKV seguros, S.A. de seguros y reaseguro’.
A quick bit of research soon revealed that it was for repatriation insurance. Apparently this is obligatory as a foreigner opening up a new bank account in Spain. Silly old me. I hadn’t even heard of repatriation insurance before !
So what exactly is repatriation insurance ?
According to the Caja Rural de Granada website, it is for …
- Repatriating the deceased to his country and place of origin, and a return ticket for an escort.
- A round-the-clock service providing legal assistance and processing, medical assistance, general information and telephone interpreting.
The mystery deepened though. It turns out that the repatriation insurance only applies for the first year of the account being opened. Does that mean they don’t care what happens to my body after that time ?
So all was solved and it appeared that I had little choice in the matter.
Oh well, I suppose worse things happen at sea.
You can bet your life (excuse the pun) that this isn’t going to be the last of the surprises we encounter. Anyway, who wants a boring life ?
To be honest I’m just hoping that I don’t need to cash in the repatriation insurance policy any time soon 🙂
So … Who are one foot in the cave ?
We (Danny and Josie) have spent the last 10 years living and working in the Caribbean. In 2015 we decided we wanted to move closer to family and friends so bought a cave house in the Granada region of Andalucia, Spain. We moved there full time in January 2017. Now we write about our experiences of cave living and how we are adapting to life in Spain.
We also have a Facebook page full of pictures, experiences and information that we have found useful along the way. If its your thing, you can also follow us on Instagram 🙂
5 words related to this blog entry …
Insurance – El Seguro
Repatriation – La Repatriación
To Die – Morir
Funeral/Burial – Entierro
Body – Cuerpo